Ask David

Metal Roof, Bully Offer

Dear David, We are renovating the second floor of our home. We will be removing a mansard roof and replacing it with a regular roof. Should we shingle our new roof with metal shingles? Does a metal roof really increase the house price? Is it worth the investment in a metal roof if we are

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Ask David

Purple Bricks “commission-free” service

Dear David, “Purple Bricks” sounds too good to be true. What is the catch? – AS SEEN ON TV DEAR TV: Purple bricks is a UK-based company. Since acquiring ComFree in Canada in 2018, they’ve been advertising their “commission free” real estate process, but it doesn’t mean that their Realtors work for free. Traditionally, Realtors

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Private mortgage, Renting out a townhouse

Dear David, We don’t qualify to purchase as much as we did a year ago. Should we look at a private mortgage? – LOOKING FOR OPTIONS DEAR OPTIONS: There are a number of mortgage alternatives, including A-type lenders (major banks), B-type lenders (major Canadian institutions, which may be less stringent in their rules) and private

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Is a garage build worth it? How credit score affects home purchase

Dear David, We have an old shed/garage and want to build an oversized detached garage in its place. So far, quotes have been between $35-40 thousand! We plan to sell eventually. Would it be better to spend the money fixing up our tired kitchen and bathroom? – SHOCKED DEAR SHOCKED: Without having seen your home,

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