Dear David, We’re in our sixties and want to downsize. Will the bank still give us a mortgage? – READY TO SIGN DEAR READY: The quick answer is yes, since the big banks base their lending criteria on income. Your question is timely as many people assume they won’t need a mortgage at this stage.
Dear David, I’m looking for a condo, but want one with a no pet policy. I’m finding that very few condo developments in this area are pet-free. I have friends who live in rentals where by law, landlords can’t ban pets. Some complain of constant noise from barking, hallway accidents that aren’t cleaned up by
Dear David, I’m looking to downsize. Why is it so hard to find a bungalow? The only ones I’ve seen seem to be in older neighbourhoods and they don’t suit me. – SINGLE LEVEL LIVING DEAR SINGLE: Bungalows are a popular choice for retirement, but they’re increasingly rare and tend to sell at a premium.
Dear David, We’ve lived in out home over 50 years and have recently had a couple of health scares. We feel like it might be time to consider a retirement home or village. Where do we start our search? Do we just look in the yellow pages? – OVERWHELMED DEAR OVERWHELMED: There are certainly a