Ask David

Winning at Multiple Offers

Dear David, We are first time buyers. We’ve been shopping for a while, and have made offers on three homes so far. We’ve been approved for a $500,000 purchase, but my partner wants to spend $400,000 tops and keeps insisting that we bid under asking price, even when there are multiple offers. Is he being

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Ask David

Missed payments, Executor duties

Dear David, We would really like to move up to a larger home. Five years ago, I was sick for a while and we missed a few payments. Do you think we could still be approved for financing? – BRIGHTER DAYS AHEAD DEAR BRIGHTER DAYS: Yes, it is possible for you to be approved and

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Ask David

How loans reduce purchasing power, DIY home repairs

Dear David, I have two loans that will be paid off in the next six months. Should I wait until they are cleared to sell my current house and buy a new one? – PLANNING AHEAD DEAR PLANNING: There’s no need to wait if you are ready to move now. The process of selling your

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