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Ask David

When mortgage payments are too much

Dear David: Our mortgage payments are killing us. Our home is worth about $500 thousand, we currently have a $100 thousand mortgage and another $100 thousand in consumer debt. With $2,500 in monthly bills on top of our mortgage payments, we are barely keeping our heads above water. What can we do? – SINKING FAST

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Historic designation, retirement affordability

Dear David, I’ve fallen in love with a century home in Kitchener. I don’t think it has an historic designation, but how do I find out before making an offer? – SMITTEN DEAR SMITTEN: Contact the city’s Heritage Planning department. If the home is designated or located in an historically designated neighbourhood, they’ll let you

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Ask David

Public Transportation, Closing Costs, Weeping Beds

Dear David, How do I find out if there is public transportation in my area? – Concerned Commuter Dear Commuter, For a complete overview of public transportation options, check out the Grand River Transit website (www.grt.ca). The site features printable and real-time maps of bus routes and bike/walking trails, along with the new ION bus

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