Ask David

Who fixes our broken duct, How much can I raise rent this year?

Dear David: Our condominium board hired a duct cleaning service to clean the dryer vents in our complex. We think the cleaners damaged our duct connection. In our opinion, the condo corporation should pay for the damage, since they hired the company. The condo corporation says we’re responsible for maintaining our own unit. Who is

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Ask David

Am I responsible for condo insurance?

Dear David: My wife and I are moving into a condo for the first time and are wondering about condo insurance. Our insurance agent needs to know if our condo corporation carries insurance for the exterior of the building and “other perils”. I understand I’m responsible for coverage for the interior (fire, contents, etc.) but

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Ask David

Should I buy from the listing agent? Condo Reserve Funds

Dear David, We’ve been visiting a lot of open houses lately. I’ve heard we can get a better deal if we buy directly from the listing agent. – EAR TO THE GROUND DEAR EAR: Sometimes buyers misunderstand the nature of the Realtor-client relationship and think they can get a better price on a home by

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How Much do we Spend? What’s a POTL?

Dear David, We are renting and have been approved for a $400,000 purchase. I am comfortable shopping at that price, but my spouse wants to spend $300,000. Who do you think is right? – PLAYING IT SAFE DEAR PLAYING IT SAFE: Your spouse is the person you’re living with and of course they need to

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Ask David

Condominium Law, Water Heaters, Checking Out a Well

Dear David, I heard there have been recent changes to condominium laws, can you hit the highlights on how this affects the average owner?  –  HIGH LIFE DEAR HIGH LIFE: This past winter, the Ontario Government made changes to the Condominium Act and the Condominium Management Services Act (CMSA). The changes affect bookkeeping methods and

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