Ask David

“Groundhog Day” down payment tip for first-time buyers

Dear David: We’re saving for our first home and are almost there. It feels like the hardest part is getting our down payment together. Any tips? – SCRIMP & SAVE DEAR S&S: Last week was Groundhog Day. While this is typically memorable for Wiarton Willie’s weather predictions, it also marks the time for first time

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Should I buy a furnace, or rent one with a maintenance plan?

Dear David: We are planning to move this spring. Our furnace needs to be replaced. Should we buy a new furnace, or rent one for $150/month with maintenance included? How would a rental be viewed by potential buyers? – HOT SEAT Dear Hot Seat: When a consumer buys a home, there are certain things they’ll

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Will minor renos help sell a dated house?

Dear David: My family is about to list my mother’s house. It is 50 years old and in good shape, but very dated – avocado bathroom fixtures, original kitchen etc. It’s a huge house on a large property and could possibly demand a high price, but I can’t imagine getting top dollar when it needs

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I want to sell my rental. What do I tell my tenant?

Dear David: I own a semi-detached property. My tenant pays rent on a month-my-month basis and it has been a few years since I renewed their lease. If I want to sell the property, is there anything that I am legally required to do prior to the sale, other than giving the tenant 90 days’

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