Ask David

Porting a mortgage, what if we overpaid for our house?

Dear David, We’re ready to downsize. We still owe about $80,000 on our mortgage, which doesn’t come due for another 18 months. Would you advise we wait it out before moving? – FREEDOM 55 DEAR FREEDOM: If the time is right or you to downsize, your mortgage shouldn’t hold you back. Assuming you hold a

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Ask David

Should I buy from the listing agent? Condo Reserve Funds

Dear David, We’ve been visiting a lot of open houses lately. I’ve heard we can get a better deal if we buy directly from the listing agent. – EAR TO THE GROUND DEAR EAR: Sometimes buyers misunderstand the nature of the Realtor-client relationship and think they can get a better price on a home by

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