Ask David

Personal Letters, Listing “estimates” from Realtors

Dear David, We are first-time buyers who dream of owning a home, but the market is really competitive. When we submit an offer, should we include a letter introducing ourselves? I feel like if we could tell the seller who we are and how much their home means to us, it might really help our

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Ask David

Personal letter, Realtor “estimates”

Dear David, We are first-time buyers who dream of owning a home, but the market is really competitive. When we submit an offer, should we include a letter introducing ourselves? I feel like if we could tell the seller who we are and how much their home means to us, it might really help our

Read More »
Ask David

Is a garage build worth it? How credit score affects home purchase

Dear David, We have an old shed/garage and want to build an oversized detached garage in its place. So far, quotes have been between $35-40 thousand! We plan to sell eventually. Would it be better to spend the money fixing up our tired kitchen and bathroom? – SHOCKED DEAR SHOCKED: Without having seen your home,

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