Ask David

Porting a mortgage, what if we overpaid for our house?

Dear David, We’re ready to downsize. We still owe about $80,000 on our mortgage, which doesn’t come due for another 18 months. Would you advise we wait it out before moving? – FREEDOM 55 DEAR FREEDOM: If the time is right or you to downsize, your mortgage shouldn’t hold you back. Assuming you hold a

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Ask David

Buying at auction, Firm offer

Dear David, We see quite a few homes going for auction. What are the advantages or disadvantages of going this route versus using a Realtor? – DROPPING THE HAMMER DEAR HAMMER: When it comes to auctioning a property versus selling it on the MLS system, a key difference would be the ability to draw an

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Ask David

No Conditions, Missed Offer

Dear David, I sold my house firm, with no conditions. When the buyers came for their agreed-upon one hour walk-through, they brought an inspector with them and stayed for 2.5 hours! Afterwards, they sent me with a list of things they expect me to fix. What do I do now? – After the Fact Dear

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