Ask David

Renting out a room, Can I turn down a full priced offer?

Dear David, I live in a semi. What are the drawbacks of renting out a room? I worry about stealing, snooping, etc. and don’t want pets. What if it doesn’t go well? – ROOMMATE RESERVATIONS DEAR ROOMMATE: Renting out a room in your home does not fall under the Residential Tenancies Act (RTA) if you

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Ask David

ESA Certificate, SPIS issues

Dear David, Our home has aluminum wiring. We want to sell. How long does it take to get an ESA Certificate?  – WIRED DEAR WIRED: If you’re planning to sell a home with aluminum wiring, obtaining an ESA (Electrical Safety Authority) certificate needs to be one of the first items on your to-do list. In

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Ask David

Title Insurance, Capital Gains on a Quick Sale

Dear David,  I read your recent column about title insurance, which I purchased when I bought my home years ago. The value of my property has probably increased 2 to 3 times. Should I get new title insurance, or will my policy account for the new value? – PLAYING IT SAFE DEAR SAFE: Thankfully, this

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Ask David

Kitec Plumbing, Freshening Eaves and Facia

Dear David, We heard that some plumbing pipes used in the mid 2000’s had problems. What do we need to look out for? – HIGH AND DRY DEAR H&D: You’re thinking of the notorious Kitec plumbing, which consists of flexible aluminum pipe covered by inner and outer layers of plastic. Kitec was sold between 1995

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Ask David

Lease Sublet, Mortgage rules, Mortgage insurance

Dear David, We just signed a 3-year lease for our business and my wife and I have decided to split up, what do we do now? – HEARTBROKEN DEAR HEARTBROKEN: I’m very sorry to hear about your circumstances. Yet despite what has happened personally, a lease is a contract like any other and you are

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Two young kids playing in a pool
Ask David

Lawyers, Insurance During Sales, Installing a Pool

Dear David, We recently purchased a new build and did not have a lawyer look through the agreement due to time constraints. What is the implication of signing without a lawyer’s opinion? – Concerned Dear Concerned, In the frenzy that sometimes accompanies a new build in a booming market, buyers can feel pressured to sign

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