Ask David

Coordinating a downsizing move

Dear David, My partner and I are retired and have lived in our home for over 20 years. We’ve been talking about downsizing to a condo but aren’t ready to move just yet. When we’re ready, how do we align the timelines of selling our existing place and buying a new one, so our next

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Ask David

What is a trigger rate?

Dear David, We picked a variable rate mortgage last fall when we were arranging our financing. Now we are hearing about something called a “trigger rate”. How might that affect us? – TRIGGERED DEAR TRIGGERED: Trigger rates affect some mortgage holders, but not others. If you’ve locked in your interest rate with a fixed-rate mortgage,

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