Ask David

Have seniors avoided moving during lockdown?

Dear David: Have seniors been putting off moving during the pandemic? – SHELTERED SENIOR DEAR SHELTERED: No matter what their age, real estate buyers and sellers fall into two basic camps: those who need to move, and those who want to. Many of the folks who didn’t need to move got through the last year

Read More »
Ask David

Prepare for a move after 40 years

Dear David: We would like to downsize in the next six months. We haven’t sold a house in 40 years, how do we prepare for a move? – READY TO ROLL DEAR READY: Regardless of whether your last move was four years or four decades ago, having a plan in place will help you manage

Read More »
Ask David

Stuck beside a run down semi, Secondary suites

Dear David, We own a semi in a modest neighbourhood. My husband wants to jazz it up with a concrete drive, new kitchen, new bathroom and a fence. The home “attached” to us is somewhat run down and I fear ours can’t shine next to it. Is it better to move and invest somewhere else?

Read More »
Ask David

Porting a mortgage, what if we overpaid for our house?

Dear David, We’re ready to downsize. We still owe about $80,000 on our mortgage, which doesn’t come due for another 18 months. Would you advise we wait it out before moving? – FREEDOM 55 DEAR FREEDOM: If the time is right or you to downsize, your mortgage shouldn’t hold you back. Assuming you hold a

Read More »