Ask David

Winning at Multiple Offers

Dear David, We are first time buyers. We’ve been shopping for a while, and have made offers on three homes so far. We’ve been approved for a $500,000 purchase, but my partner wants to spend $400,000 tops and keeps insisting that we bid under asking price, even when there are multiple offers. Is he being

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Ask David

Countertop investment, Power of Attorney

Dear David, We’ve recently repainted our kitchen cabinets and would like to update the countertops. Quartz looks nice, but is it really worth the investment? – UNSURE ABOUT STONE DEAR UNSURE: Do the cabinets look good with a new coat of paint? If so, then go ahead with quartz counters. Quartz is a long-wearing choice

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Ask David

Missed payments, Executor duties

Dear David, We would really like to move up to a larger home. Five years ago, I was sick for a while and we missed a few payments. Do you think we could still be approved for financing? – BRIGHTER DAYS AHEAD DEAR BRIGHTER DAYS: Yes, it is possible for you to be approved and

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Ask David

How loans reduce purchasing power, DIY home repairs

Dear David, I have two loans that will be paid off in the next six months. Should I wait until they are cleared to sell my current house and buy a new one? – PLANNING AHEAD DEAR PLANNING: There’s no need to wait if you are ready to move now. The process of selling your

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