Ask David

Does a young adult need a will?

Should you pass away without a will, the province of Ontario has the power to decide how your assets will be dispersed and can settle your estate according to its own rules.

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Ask David

Countertop investment, Power of Attorney

Dear David, We’ve recently repainted our kitchen cabinets and would like to update the countertops. Quartz looks nice, but is it really worth the investment? – UNSURE ABOUT STONE DEAR UNSURE: Do the cabinets look good with a new coat of paint? If so, then go ahead with quartz counters. Quartz is a long-wearing choice

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Putting child on title, Replacing basement windows

Dear David, Should I put my son on title to make it easier when I’m gone? – CONTEMPLATING DEAR CONTEMPLATING: The quick answer is no. If you put your son on title and the property is not his principal residence, he’ll be responsible for paying capital gains on any increase in the value of that

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