Ask David

Electric Heat, Stuck in a Commercial Lease

Dear David, I have a townhouse with electric heat. I plan on selling it in five years. I’ve received a quote of $12,000 to install gas heat and air conditioning. In your opinion, would this be a worthwhile investment? – ZAPPED DEAR ZAPPED: The quick answer is yes. Switching to gas will obviously lower your

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Ask David

Lease Sublet, Mortgage rules, Mortgage insurance

Dear David, We just signed a 3-year lease for our business and my wife and I have decided to split up, what do we do now? – HEARTBROKEN DEAR HEARTBROKEN: I’m very sorry to hear about your circumstances. Yet despite what has happened personally, a lease is a contract like any other and you are

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