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Title insurance: can I get it without a mortgage?

Dear David: I’ve owned my home since 1978. My mortgage is paid off. I’ve heard stories about people trying to steal property titles, and I’m a bit worried since I don’t have title insurance. Can I still get it if I no longer have a mortgage? – BETTER LATE THAN NEVER DEAR BETTER: Since the

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Title Insurance, Capital Gains on a Quick Sale

Dear David,  I read your recent column about title insurance, which I purchased when I bought my home years ago. The value of my property has probably increased 2 to 3 times. Should I get new title insurance, or will my policy account for the new value? – PLAYING IT SAFE DEAR SAFE: Thankfully, this

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Escrow, Title Insurance

Dear David, I read an article about “escrow” in the local paper last week, but don’t remember it being mentioned when I bought my house. Why was that? – WONDERING DEAR WONDERING: You are correct in recalling that “escrow” was not part of the conversation regarding your last home purchase. The article you are referring

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Final Walk Through, Title Insurance, No Pets

Dear David, What is the point of a final walk through? – Last Minute Dear Last Minute, A final walk through is your last chance to see your new home before you take possession, and typically takes place within the last 24 hours before closing. While there is some debate about the importance of a

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