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Putting child on title, Replacing basement windows

Dear David, Should I put my son on title to make it easier when I’m gone? – CONTEMPLATING DEAR CONTEMPLATING: The quick answer is no. If you put your son on title and the property is not his principal residence, he’ll be responsible for paying capital gains on any increase in the value of that

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Homebuying in a Child’s Name, Funding for Affordable Housing

Dear David, I’m trying to do some estate planning. My son has recently graduated. I want to buy a second home and put it in his name in order to give him a strong start. Is this advisable? – THINKING AHEAD DEAR THINKING: If you’re buying the home in cash, you can do whatever you

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Title Insurance, Capital Gains on a Quick Sale

Dear David,  I read your recent column about title insurance, which I purchased when I bought my home years ago. The value of my property has probably increased 2 to 3 times. Should I get new title insurance, or will my policy account for the new value? – PLAYING IT SAFE DEAR SAFE: Thankfully, this

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