Ask David

Historic designation, retirement affordability

Dear David, I’ve fallen in love with a century home in Kitchener. I don’t think it has an historic designation, but how do I find out before making an offer? – SMITTEN DEAR SMITTEN: Contact the city’s Heritage Planning department. If the home is designated or located in an historically designated neighbourhood, they’ll let you

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Ask David

Porting a mortgage, what if we overpaid for our house?

Dear David, We’re ready to downsize. We still owe about $80,000 on our mortgage, which doesn’t come due for another 18 months. Would you advise we wait it out before moving? – FREEDOM 55 DEAR FREEDOM: If the time is right or you to downsize, your mortgage shouldn’t hold you back. Assuming you hold a

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Ask David

Impact of hydro tower, new build condo on fixed income

Dear David, We visited an open house last weekend and really liked the home, but there’s a hydro tower directly behind it. The tower doesn’t bother me, but my husband thinks it’ll make the house hard to sell down the line. What’s your opinion? – WIRED DEAR WIRED: If you were to compare two identical

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Ask David

Countertop investment, Power of Attorney

Dear David, We’ve recently repainted our kitchen cabinets and would like to update the countertops. Quartz looks nice, but is it really worth the investment? – UNSURE ABOUT STONE DEAR UNSURE: Do the cabinets look good with a new coat of paint? If so, then go ahead with quartz counters. Quartz is a long-wearing choice

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